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LIC Scholarship Application Form 2026-27 For MBBS, BDS, BAMS & BHMS: Direct Link To Apply

Nisha
NishaAuthor
4 July 2026
9 minutes read
LIC Scholarship 2026-27 for MBBS BDS BAMS BHMS students
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Getting a medical seat through NEET is only half the battle — paying for it is the other half. For thousands of students from economically weaker families who have just secured admission to MBBS, BDS, BAMS or BHMS programmes for the 2026-27 academic session, the LIC Golden Jubilee Scholarship offers a genuine chance to ease that financial burden. Run by the Life Insurance Corporation of India, this scheme has quietly supported meritorious students from low-income households for years, handing out up to Rs 40,000 annually to those who qualify.
This article walks you through everything you need to know about the LIC Scholarship Application Form 2026-27 for MBBS, BDS, BAMS and BHMS students — who is eligible, how much you can get, the exact application steps, documents to keep ready, and the mistakes that most commonly get applications rejected. We have based this guide on the latest available scheme details and the previous year's application cycle so you can prepare well before the 2026-27 window opens.

Eligibility Criteria

The LIC Golden Jubilee Scholarship for MBBS, BDS, BAMS and BHMS is aimed squarely at meritorious students from Economically Weaker Sections. Before you start filling the form, check whether you tick every box below.
  • You must have passed Class 12 (or its equivalent) with at least 60% marks or an equivalent grade.
  • You must have secured a confirmed first-year admission into MBBS, BDS, BAMS or BHMS for the 2026-27 academic session at a government-recognised institution.
  • Your family's annual income from all sources should not exceed Rs 4,50,000. A relaxed income ceiling applies where a woman — widow, single mother, or unmarried — is the sole earning member of the family.
  • The scholarship is meant only for first-degree, full-time courses; part-time, correspondence, evening, or open-university programmes do not qualify.
  • Postgraduate medical students (MD/MS) are not eligible under this particular scheme, since it is designed exclusively for undergraduate professional courses.
  • Students who are already receiving another scholarship from a trust or private institution generally cannot claim this one, though government-funded scholarships for SC/ST students are treated as an exception.
If your NEET score got you into a BDS, BAMS or BHMS seat instead of MBBS this year, that is not a setback for this scholarship — all four courses are treated equally under the scheme. If you are still finalising your admission and want to understand where your NEET rank places you, the NEET College Predictor 2026 and the Top BDS Colleges in India 2026 guide are useful starting points.

Scholarship Benefits

Beyond the direct cash support, the LIC Golden Jubilee Scholarship carries a few practical advantages that make it worth applying for even if you already have a modest fee waiver from your college.
  • Financial assistance is credited directly to the student's own bank account — there is no routing through the college, which means faster, more transparent disbursal.
  • The scholarship continues for the entire duration of the course (excluding internship or stipendiary periods), so you do not need to reapply every single year in most cases.
  • It carries no service bond or repayment obligation — unlike some state government medical scholarships that require a mandatory rural posting afterward.
  • Being a national-level, PSU-backed scholarship, it adds credibility to a student's financial-aid profile when applying for other grants or education loans later.

Scholarship Amount

The amount varies by course category, and medical courses sit at the top of the payout scale. Here is the official breakup.
Table
Course CategoryAnnual AmountPayment ModeDuration
MBBS / BDS / BAMS / BHMSRs 40,000Two instalments per yearEntire course duration (excluding internship)
EngineeringRs 30,000Two instalments per yearEntire course duration
General Graduation / DiplomaRs 20,000Two instalments per yearEntire course duration
Special Girl Child Scholarship (after Class 10)Rs 15,000Two instalments per yearTwo years
4 columns · 5 rows
Note that the scholarship amount for medical students is not disbursed during internship or stipendiary periods, since those years already come with a government stipend.

Application Process

The entire process for the LIC Scholarship 2026-27 is online — there is no offline or physical form submission at the application stage. Follow these steps carefully.
  1. Visit the official LIC website and go to the Golden Jubilee Scholarship Scheme page.
  2. Look for the active application link for the 2026-27 cycle, usually flagged on the homepage once the window opens.
  3. Register with your name, email address, and mobile number, then verify via the OTP sent to you.
  4. Log in to your new applicant portal and fill in personal details: name, father's name, date of birth, gender, category, address, and course information.
  5. Enter your course details exactly as they appear on your admission letter — course name, college name, and course duration.
  6. Provide your family income details and active bank account information (IFSC code, account number, and bank branch).
  7. Upload the required documents in the specified format and file size.
  8. Review every field carefully, then submit the form.
  9. Save the acknowledgement number and confirmation email — you will need this for all future correspondence with your LIC Divisional Office.
A large number of rejected applications every year are not due to ineligibility — they are due to mismatched names, wrong bank details, or blurry document uploads. Fill the form slowly and double-check every field before hitting submit.
Common feedback from LIC Divisional Offices

Required Documents

Keep scanned copies of the following documents ready before you start the application — this alone saves most students a good hour of last-minute scrambling.
  • Class 10 and Class 12 marksheets and passing certificates
  • Proof of first-year admission to MBBS, BDS, BAMS or BHMS for 2026-27 (admission letter or bonafide certificate)
  • Income certificate of parents/guardian, self-certified via affidavit for self-employed parents or issued by the employer for salaried parents
  • Active bank passbook copy or a cancelled cheque showing account number and IFSC code
  • Aadhaar card or another accepted photo ID proof
  • Recent passport-size photographs
  • Caste/category certificate, where applicable

Important Dates

Table
EventExpected Timeline (2026-27 Cycle)
Application window opensAugust 2026 (based on previous years' pattern)
Last date to apply onlineOctober 2026 (exact date to be notified by LIC)
Document verification by Divisional OfficeFollowing weeks after application closes
Merit list / selection announcementDecember 2026 (approximate, based on last cycle)
Scholarship disbursal beginsAfter selection confirmation
2 columns · 6 rows
These dates are projected from the previous cycle's timeline and are meant to help you plan ahead. LIC has not yet issued the official 2026-27 notification at the time of writing, so always cross-check the live dates on the official LIC website before your deadline.

Selection Process

Selection is handled at the Divisional Office level, not centrally, which is an important detail most applicants miss.
  • Applications are first screened for eligibility — course, income, and marks criteria.
  • Shortlisted candidates are ranked on a merit-cum-means basis, combining academic performance with family income.
  • Selection happens at the LIC Divisional Office level, which means the zone of competition is your division, not the entire country.
  • A limited number of Regular Scholarships and Special Girl Child Scholarships are awarded per division, subject to available vacancies.
  • In case two candidates tie on marks, preference typically goes to the one with the lower family income.
  • Selected candidates are informed by email, followed by a request for physical document verification before the scholarship amount is finally released.

Tips to Increase Selection Chances

  • Apply as early as possible once the window opens — divisional quotas are limited, and early applications get more processing time for corrections.
  • Ensure your income certificate is dated within the current financial year and issued by the correct competent authority.
  • Match every spelling — name, father's name, date of birth — exactly across all uploaded documents to avoid a verification mismatch.
  • Keep your bank account active and in your own name; scholarships are not credited to a parent's or a joint account in most cases.
  • Do not leave optional fields blank if they apply to you — an incomplete profile can lower your ranking in the merit-cum-means evaluation.
  • Apply for every scholarship you are eligible for in parallel — the LIC scholarship does not usually conflict with government scholarships listed on the National Scholarship Portal.

Common Mistakes to Avoid

  • Submitting the form without saving the acknowledgement number or confirmation email.
  • Uploading a scanned income certificate that is illegible or exceeds the file size limit.
  • Applying under the wrong course category, which delays or disqualifies verification.
  • Assuming the scholarship covers postgraduate or internship-year expenses — it does not.
  • Waiting until the last date to apply, when servers are typically overloaded and prone to errors.
  • Ignoring follow-up emails from the Divisional Office, which can lead to automatic disqualification even after selection.

Conclusion

Securing an MBBS, BDS, BAMS or BHMS seat is a genuine achievement, but the years that follow can be financially demanding — especially for families working with tight budgets. The LIC Golden Jubilee Scholarship will not cover your entire tuition, but Rs 40,000 a year, disbursed reliably for the length of your course, is a meaningful cushion that many students overlook simply because they did not know it existed or missed the narrow application window. Start preparing your documents now, keep an eye on the official notification, and do not let a late application cost you a seat on the merit list.

Call to Action

Bookmark this page and check back for the official 2026-27 notification date. In the meantime, get your income certificate, bank details, and admission proof ready so you can apply the moment the LIC portal goes live.
If you are exploring more financial aid options alongside the LIC scholarship, these resources on CaderaEdu can help you plan your medical admission and counselling strategy end to end: the NEET UG Counselling 2026 Complete Guide, the NEET 2026 Expected Cutoff Category Wise guide, and the BAMS scholarship and fee concession details at MAM's Sumatibhai Shah Ayurved Mahavidyalaya.

Official Resources

For the most accurate, up-to-date information, always refer to the official sources below rather than third-party aggregators.

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Frequently Asked Questions

Who is eligible for the LIC Scholarship 2026-27 for MBBS, BDS, BAMS and BHMS?

Students who passed Class 12 with at least 60% marks, have secured first-year admission into MBBS, BDS, BAMS or BHMS for 2026-27, and whose family income does not exceed Rs 4,50,000 per annum.

What is the scholarship amount for medical courses?

Rs 40,000 per annum, paid in two instalments directly to the student's bank account.

Is the LIC Scholarship application form available offline?

No, applications are accepted only online through the official LIC website.

Can BDS, BAMS and BHMS students apply, or is it only for MBBS?

All four courses — MBBS, BDS, BAMS and BHMS — are treated equally and are eligible under the general scholarship category.

Will I get the scholarship during my internship year?

No, the scholarship does not apply during internship or stipendiary periods since those years usually carry a separate government stipend.

Can I apply if I am already receiving another scholarship?

Generally no, except for government-funded scholarships meant for SC/ST students, which are treated as an exception.

What happens if my family income slightly exceeds Rs 4,50,000?

You are not eligible under the standard criteria, though a relaxation applies where a woman is the sole earning member of the family, subject to specific conditions.

How will I know if I am selected?

Selected candidates are informed by email by their respective LIC Divisional Office, followed by a request for physical document verification.

Is there a service bond attached to this scholarship?

No, the LIC Golden Jubilee Scholarship does not require any service bond or repayment.

Can postgraduate medical students (MD/MS) apply?

No, this scheme is meant strictly for first-degree undergraduate courses.

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